Insurance for Cats

To simplify selection, we have grouped cat insurance plans from all carriers into 4 easy levels: Accident Only, Bronze, Silver, and Gold. Levels differ primarily by whether illness is covered, and specific amounts of deductible, total coverage, and annual limits. Choose a level below, and we will show corresponding ranked and recommended plans from all of the providers. We recommend the Silver plan for most pets and circumstances.

Accident Only
$5
per month
Illness Covered
Deductible$500
Coverage 70%
Annual Limit$5,000
Show Plans

Bronze
$15
per month
Illness Covered
Deductible$500
Coverage 70%
Annual Limit$5,000
Show Plans

Silver
$25
per month
Illness Covered
Deductible$200
Coverage 80%
Annual Limit$10,000
Show Plans

Gold
$35
per month
Illness Covered
Deductible$100
Coverage 90%
Annual Limit$20,000
Show Plans

Most cats are prone to disease and illness as they age. Outdoor cats and specific pure breeds, such as the British Shorthair or Russian Blue, are more prone to disease than indoor ones, mixed breeds, or others. Usually, by the time pet parents look to insure their pet, it is often too late, as the pet had already fell ill or sustained an injury, and most plans do not cover pre-existing conditions.

To avoid receiving sticker shock or making painful decisions at the vet, we recommend getting your cat insured for at least a Bronze level, but preferably a Silver level plan no later than by the time it turns 5 years old.